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Affordable Housing in Partnership (AHP) under PMAY-U

Central Scheme (All India) Housing Application Mode: MIXED Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmay-urban.gov.in Authority: Ministry of Housing and Urban Affairs • State/Region: Central Scheme (All India) • Last Audited: 12 Sep 2026

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Central financial assistance of Rs. 1.5 lakh per EWS house to encourage private‑public partnership for affordable housing in urban areas.

Detailed Summary

Overview

The Affordable Housing in Partnership (AHP) component of Pradhan Mantri Awas Yojana – Urban (PMAY‑U) promotes construction of EWS dwelling units through collaboration between state/UT governments and private developers. Central support is provided to keep the sale price within the affordability threshold of economically weaker sections.

Financial Assistance

The Government of India offers a fixed subsidy of Rs. 1.5 lakh for each EWS house completed under AHP. States/UTs are required to contribute a matching share, which may include land, infrastructure, or additional fiscal incentives.

Implementation

Projects are sanctioned by state housing boards or local development authorities. Developers submit detailed project reports; upon approval, funds are released in instalments linked to construction milestones. Beneficiary identification and allotment are carried out by the concerned state/UT agency.

Outcome

AHP aims to augment the urban housing stock for EWS families, reduce housing shortages, and stimulate private sector participation in affordable housing delivery.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Central assistance of Rs. 1.5 lakh per EWS house.
  • State government matching subsidy (land, infrastructure, or financial contribution).
  • Tax concessions and regulatory relaxations offered by state/UT governments.
  • Enables private developers to undertake EWS projects with viable returns.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

Application Process Guide

  1. Monitor notifications issued by the respective state housing board or local development authority for AHP project launches.
  2. Obtain the application form either online via the state housing portal or offline from the designated office.
  3. Fill in the form with personal, income, and property details; attach required documents (Aadhaar, income certificate, bank passbook, residence proof).
  4. Submit the completed application before the stipulated deadline.
  5. Await verification and allotment; successful applicants receive an allotment letter and payment schedule.

Common FAQs regarding this Yojana

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.