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Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Central Scheme (All India) Health Application Mode: MIXED Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmjay.gov.in Authority: Ministry of Health and Family Welfare (Central) • State/Region: Central Scheme (All India) • Last Audited: 26 Jul 2026

psychology Quick AI Summary

World's largest government-funded health insurance scheme offering cashless family cover up to Rs. 5 Lakhs per year for secondary and tertiary care.

Detailed Summary

AB-PMJAY targets bottom 40% poor and vulnerable population, providing secondary and tertiary hospitalization cover. A Parliamentary committee has recommended increasing the coverage to Rs. 10 Lakhs, but this is not yet active.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Cashless health cover of Rs. 5 Lakhs per family per year.
  • Covers pre and post-hospitalization costs, diagnostic services, and medicines.
  • No limit on family size, age, or gender.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Domicile State All India (Central Scheme)

Application Process Guide

  1. Check eligibility online on PMJAY portal, visit nearest Ayushman Mitra at empaneled hospitals, or apply at CSC center.