Independent Portal 🇮🇳 Public Utility for Central, Bihar & UP Government Schemes Information

Bihar Student Credit Card Scheme

Bihar Education Application Mode: ONLINE Active
verified
Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.7nishchay-yuvaupopjivan.bih.gov.in Authority: Education Department (Bihar) • State/Region: Bihar • Last Audited: 30 Jul 2026

psychology Quick AI Summary

Provides low-interest educational loans up to Rs. 4 Lakhs to students for pursuing higher education.

Detailed Summary

Under the Bihar 7 Nischay program, students can get education loans with state government guarantee at nominal interest rates.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Educational loan up to Rs. 4 Lakhs.
  • 4% simple interest (1% for women, disabled, and transgender candidates).
  • No collateral or third-party guarantee required.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Maximum Age Limit 25 Years or below
Domicile State Bihar Domicile

Application Process Guide

  1. Apply online on the MNSSBY portal or visit the local District Registration and Counselling Centre (DRCC).