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Credit Guarantee Scheme for Startups (CGSS)

Central Scheme (All India) MSME & Industry Application Mode: ONLINE Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.startupindia.gov.in Authority: Ministry of Commerce and Industry (DPIIT) • State/Region: Central Scheme (All India) • Last Audited: 29 Jul 2026

psychology Quick AI Summary

Provides credit guarantees up to Rs. 10 Crore to DPIIT-recognized startups for loans from member institutions.

Detailed Summary

CGSS reduces the risk for lenders, enabling startups to access debt financing without collateral.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Credit guarantee cover up to Rs. 10 Crore.
  • Transaction-based and portfolio-based guarantees available.

Eligibility Criteria Profile

Comparison Criteria Eligibility
  • DPIIT-recognized startups.
  • Loans from scheduled commercial banks, NBFCs, or SEBI-registered AIFs.

Application Process Guide

  1. Lending institutions apply to the National Credit Guarantee Trustee Company (NCGTC).