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NHFDC Loan Schemes for Divyangjan Entrepreneurs

Central Scheme (All India) Disability (Divyangjan) Application Mode: MIXED Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.nhfdc.nic.in Authority: Ministry of Social Justice and Empowerment • State/Region: Central Scheme (All India) • Last Audited: 24 Jul 2026

psychology Quick AI Summary

Subsidized loan assistance to PwDs for starting small businesses, agricultural activities, or pursuing professional education.

Detailed Summary

National Handicapped Finance and Development Corporation provides loans at nominal interest rates starting from 4%.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Loans up to Rs. 25 Lakhs for business startup.
  • Subsidized interest rates (4% to 8% per annum).
  • 1% rebate for women entrepreneurs.

Eligibility Criteria Profile

Comparison Criteria Eligibility
  • Persons with disabilities aged 18+.
  • Domiciled in India.
  • Annual family income must not exceed Rs. 5 Lakhs.

Application Process Guide

  1. Apply through State Channelizing Agencies (SCA) or nationalized banks collaborating with NHFDC.