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NIRAMAYA Health Insurance Scheme

Central Scheme (All India) Disability (Divyangjan) Application Mode: MIXED Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.thenationaltrust.gov.in Authority: Ministry of Social Justice and Empowerment • State/Region: Central Scheme (All India) • Last Audited: 30 Jul 2026

psychology Quick AI Summary

Health insurance scheme by National Trust providing affordable health cover up to Rs. 1 Lakh for persons with developmental disabilities.

Detailed Summary

NIRAMAYA covers OPD, medical tests, therapies, and hospitalization expenses for Autism, Cerebral Palsy, and Mental Retardation.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Health insurance cover up to Rs. 1 Lakh per annum.
  • No pre-insurance medical check-up required.
  • Direct reimbursement or cashless cover.

Eligibility Criteria Profile

Comparison Criteria Eligibility
  • Persons with Autism, Cerebral Palsy, Mental Retardation, or Multiple Disabilities.
  • Registered with National Trust.

Application Process Guide

  1. Apply through registered Local Level Committees (LLC) or empaneled NGOs of the National Trust.