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Pradhan Mantri Awas Yojana – Urban (PMAY-U 2.0)

Central Scheme (All India) Housing Application Mode: ONLINE Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmay-urban.gov.in Authority: Ministry of Housing and Urban Affairs • State/Region: Central Scheme (All India) • Last Audited: 29 Jul 2026

psychology Quick AI Summary

National housing mission providing financial assistance to construct or acquire pucca houses for urban families.

Detailed Summary

PMAY-U 2.0 targets EWS, LIG, and MIG categories, providing interest subsidies (CLSS), affordable housing in partnership, and beneficiary-led construction grants.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Interest subsidy on home loans for EWS/LIG/MIG.
  • Direct financial assistance of Rs. 1.5 Lakhs for construction.
  • Houses registered in the name of female members or joint names.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Domicile State All India (Central Scheme)

Application Process Guide

  1. Apply online on the PMAY-U portal or through local municipal offices/ULBs.