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Pradhan Mantri Mudra Yojana (PMMY)

Central Scheme (All India) Finance Application Mode: OFFLINE Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.mudra.org.in Authority: Ministry of Finance • State/Region: Central Scheme (All India) • Last Audited: 30 Jul 2026

psychology Quick AI Summary

Collateral-free loans up to Rs. 10 Lakhs under Shishu, Kishor, and Tarun categories for micro enterprises.

Detailed Summary

PMMY provides institutional credit to non-corporate, non-farm small business through commercial banks and MFIs.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Shishu: Up to Rs. 50,000.
  • Kishor: Rs. 50,001 to Rs. 5 Lakhs.
  • Tarun: Rs. 5 Lakhs to Rs. 10 Lakhs.
  • No collateral required.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Domicile State All India (Central Scheme)

Application Process Guide

  1. Apply at any commercial bank, RRB, cooperative bank, MFI, or NBFC branch with a business plan.

Common FAQs regarding this Yojana

Shishu covers loans up to Rs. 50,000 for new startups. Kishor covers Rs. 50,001 to Rs. 5 Lakhs for growing businesses. Tarun covers Rs. 5 to 10 Lakhs for expansion.