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SIDBI Make in India Loan for Enterprises (SMILE)

Central Scheme (All India) MSME & Industry Application Mode: ONLINE Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.sidbi.in Authority: Ministry of Finance • State/Region: Central Scheme (All India) • Last Audited: 24 Jul 2026

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SIDBI direct lending scheme for MSMEs with loans up to Rs. 25 Crore at attractive interest rates.

Detailed Summary

SMILE provides term loans and working capital to MSMEs for equipment purchase, capacity expansion, and service delivery.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Loans from Rs. 10 Lakhs to Rs. 25 Crore.
  • Quick sanction within 48 hours for small ticket loans.

Eligibility Criteria Profile

Comparison Criteria Eligibility
  • Udyam-registered MSMEs with satisfactory credit history.

Application Process Guide

  1. Apply directly on the SIDBI portal or through authorized SIDBI branches.