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Agriculture Infrastructure Fund (AIF)

केंद्रीय योजना (अखिल भारतीय) कृषि आवेदन मोड: ONLINE सक्रिय
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सत्यापित योजना डेटा प्रोफ़ाइल

यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: agriinfra.dac.gov.in प्राधिकरण: Ministry of Agriculture & Farmers Welfare • राज्य/क्षेत्र: Central Scheme (All India) • अंतिम बार ऑडिट किया गया: 12 Sep 2026

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Interest subvention and credit guarantee scheme for post‑harvest management infrastructure and community farming assets.

विस्तृत सारांश

Scheme Overview

The Agriculture Infrastructure Fund (AIF) is a medium‑ to long‑term debt financing facility administered by the Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare. It provides concessional financing for the establishment of post‑harvest infrastructure such as cold chains, primary processing units, warehouses, and sorting & grading facilities.

Financing Parameters

Eligible projects may obtain loans up to Rs. 2 crore with a tenure of up to seven years. The Government subsidises interest at a rate of 3 percent per annum on the disbursed amount. In addition, the scheme extends credit guarantee coverage under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), thereby mitigating lender risk.

Target Beneficiaries

The fund is intended for Primary Agricultural Credit Societies (PACS), Farmer‑Producer Organizations (FPOs), agri‑entrepreneurs, and start‑ups engaged in the development of agricultural infrastructure.

प्रमुख लाभ और वित्तीय सहायता

तुलना मानदंड लाभ
प्रमुख लाभ
  • 3 % interest subvention per annum on loans up to Rs. 2 crore for a maximum tenure of 7 years
  • Credit guarantee coverage under the CGTMSE scheme, reducing collateral requirements
  • Access to long‑term, low‑cost debt financing for post‑harvest infrastructure

पात्रता मानदंड प्रोफ़ाइल

तुलना मानदंड पात्रता
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

आवेदन प्रक्रिया मार्गदर्शिका

  1. Register on the official AIF portal (https://agriinfra.dac.gov.in/).
  2. Complete the online user profile and upload requisite KYC documents.
  3. Submit a detailed project proposal, including feasibility study, financial model, and implementation schedule.
  4. The portal forwards the application to the designated nodal bank for appraisal.
  5. Upon approval, the loan agreement is executed and funds are disbursed as per the agreed schedule.

इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.