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Bihar State Housing Board Affordable Housing Schemes

Bihar Housing Application Mode: MIXED Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: bshb.bihar.gov.in Authority: Housing Department (Bihar) • State/Region: Bihar • Last Audited: 10 Sep 2026

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The Bihar State Housing Board (BSHB) develops residential colonies, flats, and plots for urban residents of Bihar through periodic lotteries and installment-based purchase options, with preferential pricing for economically weaker sections, low-income groups, and middle-income groups.

Detailed Summary

Overview

The Bihar State Housing Board undertakes planned urban development by constructing multistory apartments, individual houses, and serviced plots in cities such as Patna, Gaya, Bhagalpur, and other district headquarters. Projects are launched periodically and allotted via a transparent e‑lottery system.

Implementation

Each scheme specifies unit sizes, carpet areas, and pricing tiers aligned with EWS (up to ₹3 lakh annual income), LIG (₹3–6 lakh), and MIG (₹6–12 lakh) categories. Beneficiaries may opt for installment plans spanning 5–10 years, with interest subsidies where applicable. Allotment priority is given to domiciled residents of Bihar, with reserved quotas for SC/ST/OBC and persons with disabilities as per state government directives.

Monitoring & Allotment

Applications are submitted online through the BSHB portal during announced registration windows. Successful applicants are selected via a computerized e‑lottery, and allotment letters are issued electronically. Possession is granted upon completion of stipulated installments.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Installment-based purchase of state‑built flats with flexible repayment tenure (5–10 years).
  • Transparent e‑lottery allotment system ensuring fairness and auditability.
  • Preferential pricing and possible interest subsidies for EWS/LIG/MIG categories.
  • Legal title transfer upon full payment, enabling resale or mortgage.
  • Access to basic civic amenities (water, sewage, roads) within BSHB-developed colonies.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

Application Process Guide

  1. Visit the official BSHB portal (https://bshb.bihar.gov.in/) during the announced registration period.
  2. Create an account using mobile number/email and verify via OTP.
  3. Fill the online application form with personal, income, and residence details.
  4. Upload scanned copies of required documents (Aadhaar, income certificate, domicile proof, bank passbook).
  5. Pay the non‑refundable registration fee through the provided online payment gateway.
  6. Submit the application; note the application number for future reference.
  7. Await the e‑lottery draw date published on the portal; results are announced online.
  8. If selected, pay the initial deposit and sign the allotment agreement within the stipulated time.

Common FAQs regarding this Yojana

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.