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Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

Central Scheme (All India) Housing Application Mode: OFFLINE Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmayg.nic.in Authority: Ministry of Housing and Urban Affairs • State/Region: Central Scheme (All India) • Last Audited: 12 Sep 2026

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National rural housing scheme providing financial assistance for constructing pucca houses with basic amenities to eligible houseless families.

Detailed Summary

Objective

PMAY-G aims to provide pucca houses with basic amenities to all rural houseless households and those living in kutcha houses, thereby improving living standards and promoting social inclusion in rural areas.

Components

  • Financial grant for house construction.
  • Support for toilet construction under Swachh Bharat Mission.
  • Provision of 90 days of unskilled wage labour under MGNREGA.

Implementation

Beneficiaries are identified automatically from the verified Awas+ database derived from Socio‑Economic and Caste Census (SECC) data. Funds are released in instalments linked to construction milestones. Monitoring is conducted through geo‑tagging and regular inspections by Gram Panchayats and State nodal agencies.

Outcome

As of the latest reporting, over 2.9 crore houses have been sanctioned, significantly reducing rural housing shortage and contributing to poverty alleviation.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Financial grant of ₹1,20,000 for houses in plain areas and ₹1,30,000 for houses in hilly/difficult areas.
  • Additional assistance of ₹12,000 for construction of a sanitary toilet.
  • Provision of 90 days of unskilled wage labour under MGNREGA for house construction work.
  • Release of funds in three or four instalments tied to construction progress.
  • Convergence with other schemes for electricity connection, LPG connection, and drinking water facilities.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

Application Process Guide

  1. Beneficiary identification is done automatically from the verified Awas+ database maintained by the Ministry of Rural Development.
  2. Gram Panchayat validates the list and conducts physical verification of the household’s housing status.
  3. Approved beneficiaries receive an SMS/intimation with their beneficiary ID.
  4. The beneficiary submits a simple application form (offline) at the Gram Panchayat office along with basic documents.
  5. After verification, the first instalment is released to the beneficiary’s bank/account linked to Aadhaar.
  6. Subsequent instalments are released based on geo‑tagged progress reports of construction stages.

Common FAQs regarding this Yojana

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.