Pradhan Mantri Awas Yojana (PMAY) – Housing for All
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: pmaymis.gov.in प्राधिकरण: सरकारी प्राधिकरण • राज्य/क्षेत्र: केंद्रीय / अखिल भारतीय • अंतिम बार ऑडिट किया गया: 13 Sep 2026
त्वरित एआई सारांश
Pradhan Mantri Awas Yojana (PMAY) is a central government initiative to provide affordable housing to the urban poor by 2024. It offers interest subsidies, financial assistance, and priority allocation to vulnerable groups through four verticals: ISSR, AHP, BLC, and CLSS.
विस्तृत सारांश
Overview
Pradhan Mantri Awas Yojana (PMAY) is a flagship initiative of the Government of India aimed at providing affordable housing to the urban poor by 2022, later extended to 2024. The scheme encompasses four verticals: In-situ Slum Redevelopment (ISSR), Affordable Housing in Partnership (AHP), Beneficiary-led Construction (BLC), and Credit Linked Subsidy Scheme (CLSS).
- Interest subsidy on home loans up to ₹2.67 lakh.
- Financial assistance for house construction or purchase.
- Priority to women, SC/ST, minorities, and differently-abled persons.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
आवेदन प्रक्रिया मार्गदर्शिका
- Visit the official PMAY website (https://pmaymis.gov.in) or nearest Common Service Centre (CSC)
- Fill in the online/offline application form with personal, income, and property details
- Upload required documents (Aadhaar, income proof, bank account details, property documents if any)
- Submit the application and receive an application number for tracking
- Application is verified by the concerned ULB/State Nodal Agency; upon approval, subsidy is credited to the loan account or directly disbursed
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.