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प्रधानमंत्री श्रम योगी मान-धन (PM-SYM)

आवेदन मोड: MIXED सक्रिय
verified
सत्यापित योजना डेटा प्रोफ़ाइल

यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: www.pmsym.gov.in प्राधिकरण: सरकारी प्राधिकरण • राज्य/क्षेत्र: केंद्रीय / अखिल भारतीय • अंतिम बार ऑडिट किया गया: 13 Sep 2026

psychology त्वरित एआई सारांश

A voluntary and contributory pension scheme for unorganized workers providing an assured monthly pension of ₹3,000 after the age of 60 years.

विस्तृत सारांश

Overview

The Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) scheme, launched by the Ministry of Labour and Employment in 2019, aims to secure the old age of workers in the unorganized sector. Under the scheme, subscribers make age-specific monthly contributions which are matched by the Government of India, and upon reaching 60 years of age, they receive a guaranteed pension of ₹3,000 per month.

प्रमुख लाभ और वित्तीय सहायता

तुलना मानदंड लाभ
प्रमुख लाभ
  • Assured monthly pension of ₹3,000 after attaining 60 years of age
  • Government co‑contribution equal to subscriber’s contribution
  • Option to exit the scheme after 10 years with refund of subscriber’s share plus interest
  • Portability across states and jobs
  • Tax benefits under Section 80CCD(1) of the Income Tax Act

पात्रता मानदंड प्रोफ़ाइल

तुलना मानदंड पात्रता
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

आवेदन प्रक्रिया मार्गदर्शिका

  1. Visit the nearest Common Service Centre (CSC), post office, or enrol online via the PM‑SYM portal (https://www.pmsym.gov.in).
  2. Fill the enrolment form with personal, bank, and Aadhaar details.
  3. Submit a self‑certified declaration of income and occupation.
  4. Pay the first contribution (subscriber’s share) through cash, cheque, or digital mode.
  5. Receive the PM‑SYM card and start receiving government co‑contribution from the next month.

इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.