Agriculture Infrastructure Fund (AIF)
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: agriinfra.dac.gov.in Authority: Ministry of Agriculture & Farmers Welfare • State/Region: Central Scheme (All India) • Last Audited: 29 Jul 2026
Quick AI Summary
Interest subvention and credit guarantee scheme for post‑harvest management infrastructure and community farming assets.
Detailed Summary
Scheme Overview
The Agriculture Infrastructure Fund (AIF) is a medium‑ to long‑term debt financing facility administered by the Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare. It provides concessional financing for the establishment of post‑harvest infrastructure such as cold chains, primary processing units, warehouses, and sorting & grading facilities.
Financing Parameters
Eligible projects may obtain loans up to Rs. 2 crore with a tenure of up to seven years. The Government subsidises interest at a rate of 3 percent per annum on the disbursed amount. In addition, the scheme extends credit guarantee coverage under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), thereby mitigating lender risk.
Target Beneficiaries
The fund is intended for Primary Agricultural Credit Societies (PACS), Farmer‑Producer Organizations (FPOs), agri‑entrepreneurs, and start‑ups engaged in the development of agricultural infrastructure.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Occupation Status | Farmer, Self-Employed |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Register on the official AIF portal (https://agriinfra.dac.gov.in/).
- Complete the online user profile and upload requisite KYC documents.
- Submit a detailed project proposal, including feasibility study, financial model, and implementation schedule.
- The portal forwards the application to the designated nodal bank for appraisal.
- Upon approval, the loan agreement is executed and funds are disbursed as per the agreed schedule.
Common FAQs regarding this Yojana
The scheme permits a loan up to Rs. 2 crore with a repayment period not exceeding seven years.
All eligible beneficiaries—PACS, FPOs, agri‑entrepreneurs, and start‑ups—receive a 3 % per annum interest subvention on the sanctioned loan amount.
Collateral requirements are reduced through credit guarantee coverage under CGTMSE; however, banks may still request minimal security as per their internal policies.