Agriculture Infrastructure Fund (AIF)
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: agriinfra.dac.gov.in प्राधिकरण: Ministry of Agriculture & Farmers Welfare • राज्य/क्षेत्र: Central Scheme (All India) • अंतिम बार ऑडिट किया गया: 29 Jul 2026
त्वरित एआई सारांश
Interest subvention and credit guarantee scheme for post‑harvest management infrastructure and community farming assets.
विस्तृत सारांश
Scheme Overview
The Agriculture Infrastructure Fund (AIF) is a medium‑ to long‑term debt financing facility administered by the Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare. It provides concessional financing for the establishment of post‑harvest infrastructure such as cold chains, primary processing units, warehouses, and sorting & grading facilities.
Financing Parameters
Eligible projects may obtain loans up to Rs. 2 crore with a tenure of up to seven years. The Government subsidises interest at a rate of 3 percent per annum on the disbursed amount. In addition, the scheme extends credit guarantee coverage under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), thereby mitigating lender risk.
Target Beneficiaries
The fund is intended for Primary Agricultural Credit Societies (PACS), Farmer‑Producer Organizations (FPOs), agri‑entrepreneurs, and start‑ups engaged in the development of agricultural infrastructure.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Occupation Status | किसान, स्व-नियोजित |
| Domicile State | All India (Central Scheme) |
आवेदन प्रक्रिया मार्गदर्शिका
- Register on the official AIF portal (https://agriinfra.dac.gov.in/).
- Complete the online user profile and upload requisite KYC documents.
- Submit a detailed project proposal, including feasibility study, financial model, and implementation schedule.
- The portal forwards the application to the designated nodal bank for appraisal.
- Upon approval, the loan agreement is executed and funds are disbursed as per the agreed schedule.
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
The scheme permits a loan up to Rs. 2 crore with a repayment period not exceeding seven years.
All eligible beneficiaries—PACS, FPOs, agri‑entrepreneurs, and start‑ups—receive a 3 % per annum interest subvention on the sanctioned loan amount.
Collateral requirements are reduced through credit guarantee coverage under CGTMSE; however, banks may still request minimal security as per their internal policies.