Bihar Artisan & Cooperative Credit Support Scheme
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: state.bihar.gov.in Authority: Finance Department (Bihar) • State/Region: Bihar • Last Audited: 12 Sep 2026
Quick AI Summary
Provides credit cards to registered weavers, potters and craftsmen in Bihar and offers subsidised loans through cooperative societies for procurement of raw materials and modern tools.
Detailed Summary
Scheme Overview
The Bihar Artisan & Cooperative Credit Support Scheme is administered by the Department of Industries, Handloom & Handicrafts, Government of Bihar. It extends financial assistance to traditional artisans domiciled in the state, enabling them to acquire raw inputs, mechanised equipment and technology upgrades essential for enhancing productivity and market competitiveness.
Target Beneficiaries
Registered weavers, potters, wood‑carvers, metal‑workers, textile artisans and other recognised craftsmen operating within Bihar’s rural and urban clusters.
Implementation Mechanism
Beneficiaries obtain a dedicated Artisan Credit Card issued by participating cooperative banks, with a sanctioned limit of up to Rs. 2 lakhs. Concurrently, cooperative societies extend low‑interest loans, of which 50 % of the cost of approved toolkits is subsidised by the state.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Obtain the Artisan Registration Form from the nearest Assistant Director (Industries/Handlooms) office.
- Submit proof of domicile, artisan registration certificate, and a detailed bill of required raw material or toolkit.
- The cooperative society verifies eligibility and forwards the application to the designated bank.
- Upon approval, the Artisan Credit Card is issued and the subsidised loan amount is disbursed directly to the vendor.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.