Scheme Overview

The MUY merges the Yuva, Mahila, SC/ST, and BC/EBC Udyami sub‑schemes under a unified financial framework. It targets the creation of micro‑ and small‑scale industrial units by offering a maximum outlay of Rs 10 Lakhs per project.

Financial Structure

Each approved venture receives Rs 5 Lakhs as a direct, non‑repayable grant and Rs 5 Lakhs as an interest‑free loan. The loan is to be repaid in 84 equal monthly installments. A nominal interest of 1 % per annum applies only to general‑category youth; all other categories receive a zero‑interest concession.

Target Beneficiaries

Applicants must be residents of Bihar, aged 18‑50 years, and possess at least a Class 12, ITI, or Polytechnic qualification. Preference is given to women and candidates belonging to SC, ST, OBC, or EBC categories.

1. Register on the Bihar Udyami Portal (https://udyami.bihar.gov.in/) during the announced batch window.
2. Complete the online application, uploading scanned copies of educational certificates, domicile proof, caste certificate (if applicable), and a detailed project report.
3. Submit the application and note the generated reference number.
4. The Department of Industries will verify documents and may conduct an on‑site inspection.
5. Upon approval, the grant amount is transferred directly to the applicant’s bank account, and the loan amount is disbursed after signing the loan agreement.