Agriculture Interest Subvention & Rural Support (NABARD)
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। प्राधिकरण: Ministry of Finance • राज्य/क्षेत्र: Central Scheme (All India) • अंतिम बार ऑडिट किया गया: 30 Jul 2026
त्वरित एआई सारांश
Provides short‑term crop loans at subsidised interest and refinance support for rural infrastructure through NABARD’s cooperative network.
विस्तृत सारांश
Overview
The Agriculture Interest Subvention Scheme (ISS) administered by NABARD channels concessional credit to the agricultural sector. Under the scheme, short‑term crop loans are offered at a nominal interest rate, and a prompt‑repayment incentive further reduces the effective cost of borrowing. In parallel, NABARD extends refinance facilities to cooperative banks and Primary Agricultural Credit Societies (PACS) to mobilise funds for rural infrastructure projects such as irrigation, storage and market yards.
Mechanism
Eligible borrowers approach their nearest PACS or cooperative bank, which forwards the application to NABARD for sanction. Upon approval, the lending institution disburses the loan directly to the farmer. The interest subvention is credited by NABARD, ensuring that the borrower pays the subsidised rate.
Scope
The scheme is a central initiative applicable across all states, covering all notified crops and extending to tenant farmers and oral lessees who cultivate the land.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Occupation Status | किसान |
| Domicile State | All India (Central Scheme) |
आवेदन प्रक्रिया मार्गदर्शिका
- Submit a loan application to the nearest Primary Agricultural Credit Society (PACS) or cooperative bank.
- Attach land ownership/tenancy documents, crop plan and identity proof.
- The PACS forwards the application to NABARD‑approved refinance channel.
- Upon sanction, credit is disbursed directly to the farmer’s bank account.
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
The scheme covers short‑term crop loans for agricultural operations and refinance assistance for rural infrastructure projects such as irrigation, storage and market facilities.
The base interest rate is 7 %; a 3 % incentive for timely repayment reduces the effective rate to 4 % for eligible borrowers.
Applications are accepted only through Primary Agricultural Credit Societies, cooperative banks and other NABARD‑approved rural financial institutions; the scheme does not provide an online portal.