Bihar Agriculture & Dairy/Fisheries Credit Assistance Scheme
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: agri.bihar.gov.in Authority: Finance Department (Bihar) • State/Region: Bihar • Last Audited: 12 Sep 2026
Quick AI Summary
Provides short‑term cooperative credit, interest subsidies on agricultural machinery, and capital assistance for dairy unit establishment in Bihar.
Detailed Summary
Scheme Overview
The Government of Bihar, in coordination with the Ministry of Agriculture & Farmers' Welfare, implements a credit assistance programme that augments the Kisan Credit Card (KCC) facility with a 3 % state‑sponsored interest subsidy on crop loans. The scheme also extends a matching subsidy of up to 50 % on capital outlay for dairy unit set‑up under the Sudha dairy network, and offers concessional financing for fisheries and related equipment.
Operational Mechanism
State‑level funds are transferred to participating cooperative societies and Primary Agricultural Credit Societies (PACS). Eligible beneficiaries receive the subsidy directly as a reduction in the effective interest rate on the disbursed loan. For dairy projects, the subsidy is credited against the principal amount, reducing the borrower’s repayment burden.
Funding Sources
Subsidies are financed from the Bihar State Agriculture Development Fund and are synchronized with central animal husbandry credit lines to avoid duplication.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Obtain the application form from the nearest PACS or district animal husbandry office.
- Submit required documents (identity proof, land ownership/ tenancy proof, KCC copy, dairy cooperative membership certificate).
- The cooperative society forwards the application to the District Agriculture Office for verification.
- Upon approval, the subsidy amount is credited to the loan account at the time of disbursement.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.