Jeevika Self‑Help Group Financial Assistance & Startup Fund (Bihar)
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: brlps.bih.nic.in Authority: Finance Department (Bihar) • State/Region: Bihar • Last Audited: 14 Sep 2026
Quick AI Summary
Provides seed capital, revolving funds and subsidised bank‑loan linkages to women‑led self‑help groups in Bihar.
Detailed Summary
Overview
The Jeevika Self‑Help Group (SHG) Financial Assistance & Startup Fund is administered by the Bihar Rural Livelihoods Promotion Society (BRLPS) under the State Rural Livelihood Mission. The scheme channels a revolving fund of ₹15,000 per SHG member and a Community Investment Fund (CIF) of ₹50,000 per SHG to finance micro‑enterprises, agricultural activities, and allied services. Funds are disbursed through partner banks with an interest subvention, enabling low‑cost credit for community enterprises.
Operational Mechanism
Registered Jeevika SHGs submit a project proposal to the local Jeevika Village Organization (VO) or Community Coordinator. Upon approval, the VO facilitates the opening of a bank account for the SHG, links the enterprise to the revolving fund, and monitors repayment. Successful repayment cycles replenish the fund, ensuring sustainability.
Target Audience
The scheme is exclusively for women members of duly registered Jeevika SHGs residing in rural areas of Bihar. Applicants must be part of a functional SHG that has been active for at least six months.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
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| Key Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Obtain the latest Jeevika SHG registration certificate from the local VO.
- Submit a completed application form, project proposal, and required KYC documents to the VO or Community Coordinator.
- VO forwards the application to the district BRLPS office for verification.
- Upon approval, the VO assists in opening a bank account and linking the SHG to the revolving fund.
- Disbursement of funds follows the signed loan agreement.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.