Jeevika Self‑Help Group Financial Assistance & Startup Fund (Bihar)
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: brlps.bih.nic.in प्राधिकरण: Finance Department (Bihar) • राज्य/क्षेत्र: Bihar • अंतिम बार ऑडिट किया गया: 14 Sep 2026
त्वरित एआई सारांश
Provides seed capital, revolving funds and subsidised bank‑loan linkages to women‑led self‑help groups in Bihar.
विस्तृत सारांश
Overview
The Jeevika Self‑Help Group (SHG) Financial Assistance & Startup Fund is administered by the Bihar Rural Livelihoods Promotion Society (BRLPS) under the State Rural Livelihood Mission. The scheme channels a revolving fund of ₹15,000 per SHG member and a Community Investment Fund (CIF) of ₹50,000 per SHG to finance micro‑enterprises, agricultural activities, and allied services. Funds are disbursed through partner banks with an interest subvention, enabling low‑cost credit for community enterprises.
Operational Mechanism
Registered Jeevika SHGs submit a project proposal to the local Jeevika Village Organization (VO) or Community Coordinator. Upon approval, the VO facilitates the opening of a bank account for the SHG, links the enterprise to the revolving fund, and monitors repayment. Successful repayment cycles replenish the fund, ensuring sustainability.
Target Audience
The scheme is exclusively for women members of duly registered Jeevika SHGs residing in rural areas of Bihar. Applicants must be part of a functional SHG that has been active for at least six months.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
आवेदन प्रक्रिया मार्गदर्शिका
- Obtain the latest Jeevika SHG registration certificate from the local VO.
- Submit a completed application form, project proposal, and required KYC documents to the VO or Community Coordinator.
- VO forwards the application to the district BRLPS office for verification.
- Upon approval, the VO assists in opening a bank account and linking the SHG to the revolving fund.
- Disbursement of funds follows the signed loan agreement.
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.