Frequently Asked Questions

Sarkari Yojna List is a free public platform that helps Indian citizens discover and compare central and state government welfare schemes. We aggregate verified scheme information from official government sources, including eligibility criteria, required documents, benefits, and direct application links for schemes in Bihar, Uttar Pradesh, and at the central level.

No, this is an independent informational platform. We compile publicly available data from official government notifications, gazette publications, and department circulars. For the most current and legally binding information, always refer to the respective official government portal. We provide direct links to official portals wherever available.

No. All public features including scheme search, category browsing, eligibility checker, and scheme comparison tools are completely free and accessible without any registration. You can optionally create an account to save bookmarked schemes and receive personalized updates.

The platform currently covers government welfare schemes from Bihar, Uttar Pradesh, and all central (national) government schemes that are applicable across India. We are continuously expanding our database to include more states and union territories.

Our team verifies and updates scheme data regularly based on official government notifications and circulars. Each scheme listing shows a verification status badge. However, we recommend checking the official government portal for the most recent changes, especially regarding deadlines and eligibility criteria.

The Eligibility Checker is a free tool that matches your personal profile (age, gender, income, caste category, state, occupation, and disability status) against the structured eligibility rules of all government schemes in our database. It runs entirely on our servers using official eligibility criteria data. The tool provides instant results showing which schemes you may qualify for based on the information you provide.

No. This platform is an information directory and eligibility verification tool. We do not process applications. For each scheme, we provide the official application link, the correct government portal URL, and step-by-step application guidance. You must submit your actual application on the designated official portal such as state e-services, DRCC centres, or Common Service Centres (CSC).

Common documents required for most government schemes include: Aadhaar Card, Ration Card (BPL/APL), Income Certificate, Caste Certificate (for SC/ST/OBC categories), Domicile Certificate, Bank Account Passbook (with IFSC code), Passport-size Photographs, and Mobile Number linked to Aadhaar. Specific schemes may require additional documents such as educational certificates, land records, disability certificate, or BPL card. Each scheme page on our platform lists the exact documents required.

Visit our Eligibility Checker tool, fill in your basic details across three simple steps (location, personal details, and income information), and click "Find Matching Schemes." The tool will instantly show you all schemes you may be eligible for based on your profile. You can then click on any result to see detailed eligibility criteria and required documents.

Central government schemes (like PM Kisan, PM Ujjwala Yojana, PM Awas Yojana) are funded and managed by the Government of India and are available to eligible citizens across all states. State government schemes (like Bihar Student Credit Card, Bihar Mukhyamantri Kanya Utthan Yojana, UP Shadi Anudan) are funded by respective state governments and are available only to residents of that particular state. Some schemes have both central and state components with shared funding.

Yes. Our Compare tool lets you select up to three government schemes and view their eligibility criteria, benefits, required documents, application mode, and official links side by side. This helps you make an informed decision about which scheme best suits your needs. You can access the compare tool from the navigation menu or from individual scheme pages.

Students can benefit from numerous government schemes including: Post-Matric Scholarships (for SC/ST/OBC students), Bihar Student Credit Card Yojana (education loans up to Rs. 4 lakh), PM Vidya Lakshmi Portal (education financing), National Fellowship for ST Students, Top Class Education Scheme, Pre-Matric Scholarships, and various state-specific merit scholarships. Each scheme has specific eligibility criteria based on category, family income, and academic performance.

Women can benefit from schemes such as: Beti Bachao Beti Padhao, Pradhan Mantri Matru Vandana Yojana (maternity benefit of Rs. 5,000), Sukanya Samriddhi Yojana (savings scheme for girl child), PM Ujjwala Yojana (free LPG connection), Mission Shakti, One Stop Centre scheme, Stand-Up India (loans for women entrepreneurs), Mukhyamantri Kanya Utthan Yojana (Bihar), and UP Shadi Anudan (marriage assistance). Use our Eligibility Checker to find all schemes matching your profile.

Yes. Key schemes for farmers include: PM Kisan Samman Nidhi (Rs. 6,000 per year direct income support), PM Fasal Bima Yojana (crop insurance), Kisan Credit Card (subsidized agricultural loans), PM Krishi Sinchai Yojana (irrigation support), Soil Health Card Scheme, Bihar Rajya Fasal Sahayata Yojana (state crop relief), and various state-level agricultural input subsidies. These schemes cover financial assistance, insurance, irrigation, and market access.

Citizens belonging to SC, ST, and OBC categories have access to dedicated welfare schemes including: Post-Matric Scholarships (covering tuition and maintenance), Pre-Matric Scholarships, National Fellowship programmes, Stand-Up India (enterprise loans), PM JANMAN (for Particularly Vulnerable Tribal Groups), Eklavya Model Residential Schools, Special Central Assistance for skill development, and various state-level scholarship and welfare programmes. Income ceiling and specific criteria vary by scheme.

Senior citizens can benefit from Indira Gandhi National Old Age Pension Scheme (BPL beneficiaries), Rashtriya Vayoshri Yojana (assisted living devices), and Pradhan Mantri Vaya Vandana Yojana (pension scheme). Persons with disabilities (PwD) have access to ADIP Scheme (assistive devices), Unique Disability ID (UDID), Accessible India Campaign, National Fund for Persons with Disabilities, and various state-level disability pension schemes. Our Eligibility Checker can filter schemes specifically for PwD applicants.

You can find schemes in multiple ways: Use the search bar at the top of the Schemes page to search by scheme name or keyword. Browse by category (Education, Agriculture, Health, Women Welfare, etc.) from the homepage. Filter by state, category, or application mode on the All Schemes page. Or use the Eligibility Checker to find schemes matching your personal profile.

If you notice any discrepancy in scheme information, we encourage you to submit feedback through our Feedback page. Our verification team reviews submissions and updates the data accordingly. You can also contact us directly through our Contact page. We cross-reference all information with official government notifications before making updates.

Yes. You can bookmark any scheme by clicking the bookmark icon on the scheme detail page. Your bookmarked schemes are saved locally in your browser and can be accessed from the bookmarks panel (the bookmark icon in the navigation bar). If you create an account, your bookmarks will sync across devices.

Currently, the platform interface is available in English and Hindi. We are working on adding support for more regional languages to make government scheme information accessible to a wider audience. You can switch languages using the language toggle in the navigation bar.

The scheme provides up to Rs. 25 Lakhs for manufacturing projects and up to Rs. 10 Lakhs for service‑sector projects.

No. The loan is offered on a collateral‑free basis, subject to the applicant meeting all eligibility conditions.

The subsidy equals 25 % of the sanctioned loan amount, with a ceiling of Rs. 6.25 Lakhs per beneficiary.

The girl child must be less than 10 years old on the date of account opening.

Yes, the account holder may transfer the SSY account to any other authorized post office or bank by submitting a transfer request along with the original passbook.

Partial withdrawals are permitted only for higher education, marriage after age 18, or in the event of the account holder’s death, and are subject to a penalty on the withdrawn amount.

Yes. Individuals aged 10 years and above can open an account; for minors, a parent or guardian may act as the KYC guarantor.

No. The Jan Dhan account operates on a zero‑balance basis; no minimum balance is mandated.

The debit card is issued automatically after account activation and can be collected from the bank branch or delivered to the address provided during KYC.

The scheme provides a maximum grant of Rs 2 lakh, released in three installments: 25 % on approval, 50 % after operations begin, and the final 25 % after a post‑implementation audit.

Any resident family of Bihar whose monthly income does not exceed Rs 6,000 is eligible, provided the primary applicant is aged 18‑50 years. There are no restrictions based on gender, caste, or disability.

The first installment is typically credited within 15 days of approval, subject to verification of the submitted documents and bank details.

Individuals must be between 18 and 40 years of age on the date of enrollment.

No. The pension bracket selected at the time of enrollment is fixed for the life of the scheme.

The accumulated contribution corpus, along with any accrued interest, is transferred to the nominee named by the subscriber.

Any student who is a resident of Uttar Pradesh and is enrolled in a regular degree, diploma or technical course at a recognised higher‑education institution.

A sum of Rs 1,200 is transferred directly to the parent’s bank account via the DBT system after verification of the child’s enrolment in a government primary school.

No specific age limit or income ceiling has been stipulated for either the device distribution or the uniform grant.

Any farmer family that owns cultivable agricultural land up to 2 hectares, has a valid Aadhaar linked to a bank account, and completes e‑KYC verification is eligible, irrespective of the state of residence.

The total entitlement of ₹6,000 per year is paid in three equal installments of ₹2,000 each on the 15th of June, December and March directly into the beneficiary’s Aadhaar‑linked bank account.

Applicants must provide their Aadhaar number, bank account details, and proof of land ownership (as reflected in the state land records). The portal validates these details through e‑KYC.

A vendor can obtain a cumulative loan of up to Rs 50,000, disbursed in three tranches of Rs 10,000, Rs 20,000 and Rs 50,000.

No. The scheme provides collateral‑free working‑capital loans; only a valid Certificate of Vending or Letter of Recommendation is required.

The government subsidises 7 % of the interest rate on the outstanding principal, which is reflected in the monthly repayment schedule.

Shishu covers loans up to Rs. 50,000 for new startups. Kishor covers Rs. 50,001 to Rs. 5 Lakhs for growing businesses. Tarun covers Rs. 5 to 10 Lakhs for expansion.

No, Stand-Up India is only for greenfield (new) enterprises. Existing units cannot apply.

Laghu Udyami provides Rs. 2 Lakhs as outright grant with zero repayment, while Udyami provides Rs. 10 Lakhs split as 50% grant and 50% interest-free loan.

Tricycles, wheelchairs, motorized tricycles (for severe conditions), hearing aids, braille slates, calipers, and smart canes are regularly distributed.

Any student domiciled in Uttar Pradesh who is enrolled in a recognised institution and belongs to General, OBC, SC, ST or Minority categories, subject to the applicable income ceiling.

A valid Uttar Pradesh domicile certificate, income certificate of the parent/guardian, academic transcripts or mark sheets, admission letter, and bank account details for DBT transfer.