Bihar Artisan & Cooperative Credit Support Scheme
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: state.bihar.gov.in Authority: Finance Department (Bihar) • State/Region: Bihar • Last Audited: 29 Jul 2026
Quick AI Summary
Provides credit cards to registered weavers, potters and craftsmen in Bihar and offers subsidised loans through cooperative societies for procurement of raw materials and modern tools.
Detailed Summary
Scheme Overview
The Bihar Artisan & Cooperative Credit Support Scheme is administered by the Department of Industries, Handloom & Handicrafts, Government of Bihar. It extends financial assistance to traditional artisans domiciled in the state, enabling them to acquire raw inputs, mechanised equipment and technology upgrades essential for enhancing productivity and market competitiveness.
Target Beneficiaries
Registered weavers, potters, wood‑carvers, metal‑workers, textile artisans and other recognised craftsmen operating within Bihar’s rural and urban clusters.
Implementation Mechanism
Beneficiaries obtain a dedicated Artisan Credit Card issued by participating cooperative banks, with a sanctioned limit of up to Rs. 2 lakhs. Concurrently, cooperative societies extend low‑interest loans, of which 50 % of the cost of approved toolkits is subsidised by the state.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Occupation Status | Self-Employed |
| Domicile State | Bihar Domicile |
Application Process Guide
- Obtain the Artisan Registration Form from the nearest Assistant Director (Industries/Handlooms) office.
- Submit proof of domicile, artisan registration certificate, and a detailed bill of required raw material or toolkit.
- The cooperative society verifies eligibility and forwards the application to the designated bank.
- Upon approval, the Artisan Credit Card is issued and the subsidised loan amount is disbursed directly to the vendor.
Common FAQs regarding this Yojana
Any artisan, weaver, potter or craftsman who is a resident of Bihar and holds a valid registration with the Department of Industries, Handloom & Handicrafts.
The Artisan Credit Card is sanctioned for a maximum limit of Rs 2 lakhs per beneficiary.
The subsidy is credited directly to the cooperative society’s account at the time of loan disbursement, reducing the beneficiary’s out‑of‑pocket expense by half of the approved toolkit cost.