Scheme Overview

The Bihar Artisan & Cooperative Credit Support Scheme is administered by the Department of Industries, Handloom & Handicrafts, Government of Bihar. It extends financial assistance to traditional artisans domiciled in the state, enabling them to acquire raw inputs, mechanised equipment and technology upgrades essential for enhancing productivity and market competitiveness.

Target Beneficiaries

Registered weavers, potters, wood‑carvers, metal‑workers, textile artisans and other recognised craftsmen operating within Bihar’s rural and urban clusters.

Implementation Mechanism

Beneficiaries obtain a dedicated Artisan Credit Card issued by participating cooperative banks, with a sanctioned limit of up to Rs. 2 lakhs. Concurrently, cooperative societies extend low‑interest loans, of which 50 % of the cost of approved toolkits is subsidised by the state.

1. Obtain the Artisan Registration Form from the nearest Assistant Director (Industries/Handlooms) office.
2. Submit proof of domicile, artisan registration certificate, and a detailed bill of required raw material or toolkit.
3. The cooperative society verifies eligibility and forwards the application to the designated bank.
4. Upon approval, the Artisan Credit Card is issued and the subsidised loan amount is disbursed directly to the vendor.